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Legal and Consumer Rights

Romance Scam Red Flags: When Online Love Costs Real Money

Unfortunately, that charming stranger who slid into your DMs might be more interested in your wallet than your heart. Romance scams cost Americans over $820 million in 2024, with the FBI receiving nearly 18,000 complaints. The average victim still loses around $2,000 – the highest amount of any fraud type. These aren't just naive seniors…

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The Social Media Impersonation Scam: When Friends Aren’t Friends

Sarah's heart sank when she saw the message from her cousin's Facebook account. "I'm stranded overseas and need $2,000 for emergency medical bills," it read. The profile looked identical to her cousin's, complete with family photos and the writing style she knew so well. Sarah almost sent the money until she decided to call her…

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The Social Security Scam Playbook: How Criminals Steal Your Benefits

Last month, a client called me nearly in tears. She'd just hung up from what she thought was the Social Security Administration, and they'd convinced her that her benefits were about to be suspended unless she immediately provided her banking information. Thankfully, something felt off to her, so she called me before doing anything else.…

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Sweepstakes Scams: When ‘You’ve Won!’ Really Means ‘You’ve Lost’

The letter arrives with official-looking logos and exciting news about your million-dollar prize. The initial thrill quickly fades when you spot the fine print requiring upfront "processing fees" to claim your winnings. This scenario plays out thousands of times each year as scammers exploit our natural excitement about unexpected good fortune. Sweepstakes scams affected 157,520…

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The Tech Support Scam: When ‘Help’ Becomes Highway Robbery

Your computer screen suddenly freezes, displaying a terrifying blue warning that says "CRITICAL VIRUS DETECTED" with a phone number to call for immediate help. Sound familiar? You've just encountered one of the most successful and devastating scams targeting Americans today. The FBI estimates people lost $1.4 billion to scammers posing as tech support agents in…

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HIPAA for Real People: Your Medical Privacy Rights Explained 

Every time you visit a doctor's office for the first time, you're typically handed a stack of forms including something called a HIPAA privacy notice. Most people sign without reading, but understanding these rights could protect you from serious privacy violations and give you control over your most sensitive personal information. HIPAA (Health Insurance Portability…

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Class Action Settlements: Your Guide to Finding Money You’re Already Owed

Companies mess up all the time, and when they do, they often have to pay customers back through class action settlements. The catch? Most people never claim their share because they don't know these settlements exist or how to find them. If you've shopped online, used social media, or bought products from major retailers in…

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Contingency Fees: When You Only Pay Your Lawyer If You Win

Worried about affording a lawyer for your legal case? Contingency fee arrangements could be the solution. This "no win, no fee" payment structure means you won't pay attorney fees unless your lawyer successfully resolves your case, leveling the playing field between you and opponents with deeper pockets. Understanding how contingency fees work protects you from…

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