Someone sends you more money than expected and asks you to return the difference. Sounds like an honest mistake, right? Wrong. This is one of the oldest tricks in the scammer's playbook, and it's costing Americans millions every year. The overpayment scam preys on your natural instinct to be helpful and honest, but that generosity…
Fraud & Scam Protection
Tips on avoiding scams—online and offline—including identity theft, phishing, and misleading sweepstakes or offers.
When prescription medications cost hundreds or thousands of dollars monthly, the promise of cheap drugs from online pharmacies can seem like a lifeline. Unfortunately, what appears to be a financial solution can become a serious health threat. Fake online pharmacies flood the internet with counterfeit medications that range from completely ineffective sugar pills to dangerous…
Your phone buzzes with a call from what looks like your local area code—same first three digits as your own number, maybe just one digit different. The familiarity factor kicks in: could this be a neighbor, a local business, or someone important? You answer, only to hear a robotic voice warning about your Social Security…
Unfortunately, that charming stranger who slid into your DMs might be more interested in your wallet than your heart. Romance scams cost Americans over $820 million in 2024, with the FBI receiving nearly 18,000 complaints. The average victim still loses around $2,000 – the highest amount of any fraud type. These aren't just naive seniors…
Sarah's heart sank when she saw the message from her cousin's Facebook account. "I'm stranded overseas and need $2,000 for emergency medical bills," it read. The profile looked identical to her cousin's, complete with family photos and the writing style she knew so well. Sarah almost sent the money until she decided to call her…
Last month, a client called me nearly in tears. She'd just hung up from what she thought was the Social Security Administration, and they'd convinced her that her benefits were about to be suspended unless she immediately provided her banking information. Thankfully, something felt off to her, so she called me before doing anything else.…
The letter arrives with official-looking logos and exciting news about your million-dollar prize. The initial thrill quickly fades when you spot the fine print requiring upfront "processing fees" to claim your winnings. This scenario plays out thousands of times each year as scammers exploit our natural excitement about unexpected good fortune.
Sweepstakes scams affected 157,520…
Your computer screen suddenly freezes, displaying a terrifying blue warning that says "CRITICAL VIRUS DETECTED" with a phone number to call for immediate help. Sound familiar? You've just encountered one of the most successful and devastating scams targeting Americans today.
The FBI estimates people lost $1.4 billion to scammers posing as tech support agents in…
The phone rings and someone claiming to be from your electric company says your power will be cut off in thirty minutes unless you pay immediately. Your heart races as you imagine sitting in the dark, but before you panic, take a breath. This urgent call is almost certainly a scam designed to pressure you…

