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Insurance and Benefits

The Widow’s/Widower’s Guide to Surviving Spouse Benefits

Losing your spouse brings overwhelming grief and along with your emotional challenges comes navigating the complex world of surviving spouse benefits. While you're processing your unimaginable loss, there are critical financial decisions that can't wait. Understanding what you're entitled to can provide the stability and security you need during this difficult transition. Social Security Survivor…

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The ‘Christmas Morning’ Strategy: Why January Health Plan Shopping Saves You Thousands

I'll never forget the morning my friend Sarah called me in tears. It was mid-January, and she'd just gotten a $3,400 bill for her husband's emergency room visit. "I thought we had good insurance," she sobbed. That's when I learned they'd been auto-enrolled in their employer's most expensive plan because they'd missed the December deadline.…

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