Sarah Chen combines her background as a CPA (certified public accountant) with a passion for financial education, specializing in making tax strategies and money management accessible to working families. After spending eight years at a mid-size accounting firm preparing taxes for clients ranging from minimum-wage earners to small business owners, she discovered a passion for writing.
As a freelance tax preparer and financial writer, Sarah focuses on helping people maximize their tax refunds and available credits.
Sarah's articles emphasize practical solutions for real-world financial challenges.
When you're juggling multiple debts - credit cards, car loans, student loans - it can feel overwhelming to figure out where to focus your energy. Should you tackle the biggest…
When debt feels like it's swallowing your life whole, those late-night TV commercials promising to "eliminate your debt for pennies on the dollar" can seem like a lifeline. But here's…
Having multiple credit cards isn't inherently good or bad – it's all about how you manage them. While some financial advisors suggest sticking to one card, many Americans successfully use…
Many people discover that credit recovery is entirely possible, even after major financial setbacks like bankruptcy, foreclosure, or extended periods of missed payments. While these events damage credit scores significantly,…
Let's fix this together - tax debt feels overwhelming, but there are more solutions available than most people realize. The IRS would rather work with you to collect what you…
Made money on your investments? That's awesome! But here's the thing nobody tells you: the government wants a piece of your profits. It's called capital gains tax, and it can…
Tax season doesn't have to drain your wallet. With multiple free filing options available, millions of Americans can complete their returns without paying a dime to tax preparers or software…
Owning a home comes with plenty of expenses, but here's some relief: many of those costs can actually lower your tax bill. The challenge? Knowing which expenses count as deductions…
Three months ago, I was sitting at my kitchen table staring at last year's tax documents, wondering if I'd left money on the table. Turns out, I had missed claiming…
Here's what that means for your retirement planning: the money you've been saving all these years will face different tax rules when you start using it. Many people discover that…