Sarah Chen combines her background as a CPA (certified public accountant) with a passion for financial education, specializing in making tax strategies and money management accessible to working families. After spending eight years at a mid-size accounting firm preparing taxes for clients ranging from minimum-wage earners to small business owners, she discovered a passion for writing.
As a freelance tax preparer and financial writer, Sarah focuses on helping people maximize their tax refunds and available credits.
Sarah's articles emphasize practical solutions for real-world financial challenges.
Your forties and fifties bring a unique mix of financial opportunities and pressures that require a different approach than your younger years. Many people discover this is when financial planning…
Every dollar counts when you're working to improve your financial situation, and one of the fastest ways to free up money is by negotiating the bills you're already paying. Many…
Getting around often ranks as the second-largest expense in most household budgets, right behind housing. Between car payments, insurance, gas, and maintenance, the average American spends over $12,000 annually just…
Smart shopping doesn't mean hoarding newspapers and clipping every coupon you find. The modern approach combines strategic planning, digital tools, and price awareness to save meaningful money without turning shopping…
Juggling your money between what you need today, what you owe, and what you want tomorrow feels like trying to balance three spinning plates. One wrong move and something crashes…
Every dollar counts when you're building your financial foundation, and choosing the right first credit card can set you up for success rather than stress. You're already on the right…
Your twenties might feel like the worst time to think about saving money. Between student loans, entry-level salaries, rent that eats up half your paycheck, and the social pressure to…
Money conversations can feel like walking through a minefield, especially when family's involved. But here's what works well: approaching these talks with patience and a clear plan. Many people discover…
Last summer, my friend told me about watching her 6-year-old daughter confidently count out her allowance money at the ice cream shop, carefully comparing prices before making her choice. When…
Financial fraud costs Americans billions of dollars annually, but most scams follow predictable patterns. Once you understand how criminals operate, protecting yourself becomes much easier. Here's your action plan for…